As a debtor you should know the rules of
debt collection in order to protect your rights. In this article, you
will learn the basic rules for debt collection agencies that are
followed by all states. So do have a look!
Debt Collection rules –
- There is a certain time frame at which a debt collector can contact a debtor. Normally the time reckoned in between 8:00 am and 9:00 pm. If you find, any calls are made outside that time frame, you can deny for conversation, as this is a violation of rules.
- Use of foul language or any form of abusive behaviors by australiadebtcollection is strictly prohibited. They are not allowed to threaten you in any verbal or physical way.
- You do not require to travel to anywhere to respond to a case filed against you with regard to your debt. However, in exceptional cases, when you have an account in one state and you have transferred it to another state afterward, you might require it though.
- According to law, a collection agency cannot contact any third party (a person/ a company) without debtor’s permission.
- A agency is required to provide details as to why he is in contact.
You have the rights to request the proof of the debt you have owned to the collection agency.
