Showing posts with label Debt collectors. Show all posts
Showing posts with label Debt collectors. Show all posts

Wednesday, 13 November 2013

How can you pay off your bills?

People often ask themselves “what is the best way to pay off their bills?” Well, if you are one of those looking for the answer of the same question, then follow through the reading from below!


Tips and suggestions –
There are basically 2 ways through which an individual can pay off their unpaid bills. 1) The very first method is very straight forward, where all you need to do is have to limit your expenses! Note that, every debt is the byproduct of massive spending habits. If you can manage to handle that habit before hand, then I am sure, you will be able to stop your debt hassles increasing further.


2) The second method will be working harder to supplement your income potentials. If you want, then you can also get involved in different freelance works to produce more income and can earn enough money to pay off your bills to overcome your debt-hassles!


However, everything stated above is not easy as it seems like. If you find difficulties in execution or you want some different alternatives for this, then you can always consult with any professional financial advisor to find suggestions to pay off your unpaid bills to get out of the debt problems.

Wednesday, 2 October 2013

Understand Debt Collection rules

As a debtor you should know the rules of debt collection in order to protect your rights. In this article, you will learn the basic rules for debt collection agencies that are followed by all states. So do have a look!
Debt Collection rules –

  • There is a certain time frame at which a debt collector can contact a debtor. Normally the time reckoned in between 8:00 am and 9:00 pm. If you find, any calls are made outside that time frame, you can deny for conversation, as this is a violation of rules.
Debt collection

  • Use of foul language or any form of abusive behaviors by australiadebtcollection is  strictly prohibited. They are not allowed to threaten you in any verbal or physical way.

  • You do not require to travel to anywhere to respond to a case filed against you with regard to your debt. However, in exceptional cases, when you have an account in one state and you have transferred it to another state afterward, you might require it though.

  • According to law, a collection agency cannot contact any third party (a person/ a company) without debtor’s permission.
Debt recovery

  • A agency is required to provide details as to why he is in contact.
You have the rights to request the proof of the debt you have owned to the collection agency.