How to avoid Debt Collection Scams

Getting a call from a debt collector is something most of us dread. But having it from a fake debt collector who is trying to scam you can be even worse. There is an alarming new trend is rising in debt collection scams. If you do not want to fall into this trap you better prepare yourself to know the facts how to avoid them.

What to look for?

As a debtor, it is important for you to know, a debt collector must have an identity and you have the right to ask them their address, which they have to give it to you. If you notice, the debt collector is trying to hide certain information, then probably he is not a real debt collection agent.

 

What to do to protect yourself?

• Never make payments over the phone or give your personal details to the debt collector.

• Always ask them to give you bills or something in writing.

• If their behavior is harsh and irresistible, you can get them out at no cost.

• Call the creditors and ask them about your account and confirm it whether or not you have any due payments before allowing them into your home.

Well, these are the ways through which you can manage to avoid debt collection scams and save yourself from being cheated.